Claims Preparation Costs (CPC): An Overlooked but Valuable Cover

By : James Bishop When a loss occurs, most businesses focus on the obvious: repairing damage, replacing assets and getting back to full operation. What often gets overlooked is the cost of proving... 

The only Constant is Change

By: Kobus van Niekerk The Insurance Industry stands on the brink of substantial growth in the Electronic Equipment Insurance market. 

Rate Cutting - The Paradigm

We are nearing the end of another year in the insurance industry - a time to reflect on both achievements and the inevitable setbacks. While some outcomes may not have gone as planned, every... 

Rethinking Engineering Insurance in the Age of AI

By: Alexandra Mattisson Industries are racing into a future shaped by AI, robotics, and automation, but engineering insurance is still playing catch-up. The machines we insure today aren’t the ones... 

Reinstatement and deductibles: what you need to know

Reinstatement of the sum insured Other than Public Liability policies, there are policies that refer to a sum insured versus a limit of indemnity. When it comes to a sum insured under a policy, the... 

Understanding deposit premiums and declarations

By: Kobus van Niekerk Most short-term insurance policies are annual policies with a predetermined premium, which can be paid monthly. Historically, many Financial Service Providers (FSPs) have... 

Insurance – ‘first aid’ to the economy

By: Kobus van Niekerk Pillars of insurance 

Let’s take the ‘ge-volt’ out of power surges – part two

By: Kenneth Lourens (Consort) Insurance considerations and risk mitigation of power surges