The Insurance Tree: Introduction

The ‘magic’ of insurance Whether a natural or legal entity, we are all subject to risk. Sometimes with unpleasant consequences. Often, people take risks deliberately with the intention to make a... 

Thinking about the consequences of Consequential Loss

When it comes to Engineering Insurance Consequential Loss, there are various policies that can be considered. These policies are designed and intended to provide for Consequential Loss following an... 

Context to fire and elemental perils

By George Jennings & Kobus van Niekerk On September 2nd, 1666, a fire broke out in Pudding Lane, London close to where the monument now stands. When this memorable fire had run its course some days... 

Are you sure your insurance cover is complete from the word go?

By George Jennings & Kobus van Niekerk Most short-term insurance policies covering material or property damage have an inception date, expiry date and/or renewal date, be it a monthly, annual, or a... 

Is your insurance tailor-made to your requirements?

By George Jennings & Kobus van Niekerk When standard does not make the grade 

Plant All Risks. Key factors to consider

Construction plant and equipment requires substantial capital investment. It is therefore important that the sum insured requirements are correctly reflected in the insurance policy concluded by... 

Although the following information is addressed to contractors, it will also be of value to everybody anticipating shutting down during December

By now we are all looking forward to the end of the year. However, not without being faced with the dilemma of having to “batten down the hatches” and review risk mitigation measures, to take care... 

Dance between the sun and the wind

It is the energy from the sun that causes the sea breeze to show up on a sunny afternoon. As inland areas heat up, the air warms, causing it to rise. As a result, cooler air moves in from the ocean...